The Saraiva credit card is one of the most suitable for anyone who wants to escape from the annuity and other fees. Saraiva is one of the best known virtual stores in Brazil and seeks to offer this credit service. Know here more details of how you can get your card and what advantages it has.
What is Saraiva credit card?
The Saraiva credit card is Visa-branded and can be used for in-store and out-of-store purchases. In addition, in store purchases, the customer can pay in even more installments. Those who have this card can use it normally, like others from banks and they are credit.
Those who have the Saraiva bookstore credit card can count on some benefits not only when buying the virtual store through the internet through a computer, smartphone or tablet, but also because they are a special vipado client.
Among all the advantages of the card, we have listed some interesting:
The Benefits of Having Saraiva Credit Card
- Free annuity: The card does not charge the customer’s annual fee. Only here is an advantage and so much, since still many cards charge rates of $ 200 reais upwards, usually slightly divided in monthly installments.
- Installment: Those who have the Saraiva credit card can use the facilitated payment on their website, that exclusive payment in up to 24x.
- Offers: Those who have a credit card can count on exclusive offers and discounts for customers.
- International: Saraiva’s card is international and can be used in other countries, besides being accepted here also, of course.
- Rewards: Like many credit cards, Saraiva also has rewards program, Saraiva Plus and even Air Miles.
How to apply for a Saraiva credit card?
To order the Saraiva credit card you can access the store page. As soon as you open the new tab, you will see some advantages and benefits of ordering the card and right next to it, in a yellow button, there is the option of ‘Ask yours already’. By clicking here you will be redirected to the ID.
If you are a customer, click on ‘I am already a customer’ and use your email and password to login. If you do not already have a user on Saraiva’s system, then opt for ‘I’m not a customer yet’. Then fill in your email and follow the instructions to make your listing.
Some specific information will be requested so that your registration form is analyzed to receive the credit card!
You have a free card too
Besides the free annuity, the card has another great advantage: additional card without cost. According to information on the store’s website, it is possible for the customer to order up to 4 additional free of charge and share with the family the benefits.
Without proof of income
Contrary to popular belief, applying for a Saraiva credit card is not bureaucratic. The bank responsible for the analysis does not ask for income information and other financial details.
By completing and submitting your registration, the bank makes an analysis of your internal register that is shared between the banks. That is, you do not need to send or present documents with income, because the analysis is done automatically and by an internal system.
An important tip is to fill in the information correctly because a different detail can actually change the outcome of the credit analysis!
Credit request not approved?
The credit card provided by Saraiva is managed by Banco do Brasil, responsible for credit analysis and granting. If your bill has not been approved, please contact the bank at 4004-1011 or 0800 729 1011.
If approved, the card must be delivered within 20 days after the release. The proposal of the card can be accompanied by the hail system itself, on the website of the virtual store.
After receiving the card, the customer can unlock and use for their purchases in physical stores or online. The invoice of the card can be sent by the post office or by e-mail, the so-called digital invoice.
In addition to Saraiva, other financial companies are offering services like this without fees or maintenance costs, such as Nubank and Digio, both credit Fintechs that offer financial solutions through the internet and smartphone applications.
Just like Saraiva, know more 15 credit cards without annuity that you can request the card totally online and free of bureaucracies!